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	<title>Utah Home Mortgage Specialist &#187; Credit</title>
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		<title>Mortgage Modification</title>
		<link>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-modification/</link>
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		<pubDate>Tue, 29 Dec 2009 18:03:29 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Home Mortgages]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=152</guid>
		<description><![CDATA[Many people who modify their home mortgage using the President&#8217;s Foreclosure Rescue Program are getting a big surprise. According to CNNMoney.com , people didn&#8217;t expect that their credit scores were going to take big hits as a result.  But think about it for a minute.  People are calling their lender and telling them they can no longer make [...]]]></description>
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		<title>Credit less than perfect</title>
		<link>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-credit-not-perfect/</link>
		<comments>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-credit-not-perfect/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 22:31:54 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Credit]]></category>

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		<description><![CDATA[Credit is the first thing that lenders review when qualifying a borrower for a home mortgage.  However, most loan officers don&#8217;t understand how to help a person improve their credit score.  Honestly it is really complicated.  There are many variables that go into making up a credit score that each individuals situation is different. There is [...]]]></description>
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		<title>Do you feel like a number?</title>
		<link>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-credit-report/</link>
		<comments>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-credit-report/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 21:31:46 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=110</guid>
		<description><![CDATA[I had a borrower tell me he feels like he is just a number.  He felt the only thing lenders were interested in was his credit score.  I told him he was partly right.  Lending money for a home mortgage isn&#8217;t like it was in the 1920&#8242;s.  Then the banker was your next door neighbor or someone who [...]]]></description>
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